Workers Compensation Insurance

The document below is a letter from the President of the ABF about the Workers Compensation Insurance requirements for all clubs who have paid employees.

Letter to States – Workers Compensation Insurance (September 10, 2013)

The ABF has taken out three insurances on behalf of all affiliates:

1. Management Liability Insurance

The Management Liability Insurance Policy has now been extended to cover the Australian Bridge Directors Association and members, and Bridge Directors who are members of clubs affiliated with the Australian Bridge Federation Inc.

Contact the Secretariat secretariat@abf.com.au for a copy of the Management Liability Insurance Certificate of Currency.

2. Public Liability Insurance

A Public Liability policy has been issued in the name of the ABF, Associated State Bodies & Registered & Affiliated Clubs. The purpose of the policy is to provide insurance cover in the event that personal injury or property damage occurs as a result of the ABF, etc. negligent actions.

In the event of a club being disaffiliated by its State body, the ABF’s Public Liability insurance will continue to cover that club for a period of 30 days. The period, of 30 days, commences from the date at which the club was advised of the disaffiliation – ie the date on the letter sent to the club. After this period the ABF’s policy will no longer be in force.

There is a perception with the Public Liability Insurance that the policy covers members for injuries sustained at their clubs. This is not strictly the case. The policy provides cover for claims made against the Clubs for injury to anyone (including members) that may occur as a result of a negligent act or as a result of a failure to act which causes the injury. For example if someone just falls over of their own volition, there would be no liability attaching to the club and no compensation payable as a result of negligent actions of any of the above bodies.

Press Release (May 1, 2010 – updated May 19, 2010)

The Public Liability Insurance has been extended to cover the Australian Bridge Directors Association and members, and Bridge Directors who are members of clubs affiliated with the Australian Bridge Federation Inc.

ABF Public Liability Insurance Certificate of Currency 2024

Public Liability Insurance Claims Process

• ABF Public Liability Insurance Claims Reporting Process
• ABF Public Liability Insurance Claims Incident Report (PDF)
• ABF Public Liability Insurance Claims Incident Report (MS Word)

3. Voluntary Workers Insurance

The ABF has entered into an agreement with TBIB to purchase Voluntary Workers Insurance for all State associations and bridge clubs. Insured persons will include all voluntary workers, directors, committee members and auxiliary members of the Insured.

Voluntary Workers Insurance Certificate of Currency 2023-2024

Voluntary Workers Draft Letter of Cancellation

A revised voluntary workers insurance policy will come into effect August 26, 2024. Note that this policy is not available to persons aged 95 years or older
Voluntary Workers Insurance Product Disclosure Statement and Schedule 2024-2025